Steady Cents

Terms of Use

The rules for using this website.

Last updated August 10, 2026

These terms govern your use of Steady Cents at steady-cents.pages.dev ("the site"). By accessing or using the site, you agree to them. If you do not agree, please do not use the site.

1. What the site is

Steady Cents is a free, advertising-supported website publishing general educational articles about personal finance.

It is not a financial advisory service, and using it does not create an adviser-client or professional relationship. This is covered in full in our disclaimer, which forms part of these terms and which you should read.

2. No financial advice

All content is general information. It does not take account of your objectives, financial situation, or needs, and it should not be relied on as the basis for any financial decision.

You are solely responsible for your own financial decisions. Before acting on anything you read here, consider seeking advice from an appropriately qualified and regulated professional.

3. Accuracy

We take reasonable care to publish accurate content, but we do not warrant that it is accurate, complete, current, or fit for any particular purpose.

Financial rules, rates, thresholds and product terms change frequently and vary by jurisdiction. Content that was correct when published may no longer be correct. Every article carries a date; check it.

If you find an error, please tell us.

4. Acceptable use

You may read, print, and share links to anything on this site freely, for personal or educational purposes.

You must not:

  • Use the site for any unlawful purpose, or in breach of these terms
  • Copy, republish, or redistribute substantial portions of our content without permission (see section 5)
  • Scrape, crawl, or harvest content in a way that places unreasonable load on our infrastructure, or use automated tools to extract content at scale
  • Attempt to gain unauthorised access to the site, its servers, or any connected systems
  • Interfere with the site's operation, security, or availability, or introduce malicious code
  • Frame the site, or present our content in a way that misrepresents its source
  • Remove, obscure, block, or interfere with the advertisements that fund the site
  • Use our content to train machine learning or AI models without our written permission

5. Intellectual property

All content on this site — articles, text, layout, design, code, and graphics — is owned by us or our licensors and protected by copyright.

What you may do without asking: quote short extracts (a paragraph or two) with clear attribution and a working link back to the original article; link to any page; share links on social media; use the content for personal study.

What requires written permission: republishing a full article or a substantial part of one, whether or not you credit us; commercial use of any kind; creating derivative or rewritten versions; translation; inclusion in a compilation or newsletter.

Requests are usually granted. Ask via the contact page.

6. Advertising

The site is funded by third-party advertising. We do not select individual advertisements and their appearance does not constitute an endorsement, verification, or recommendation by us.

Any dealing you have with an advertiser is between you and them. We are not a party to it and accept no responsibility for it, including for the products, services, terms, or conduct of any advertiser.

If you encounter an advertisement here that appears misleading, predatory, or inappropriate, please report it to us.

The site links to external websites for reference. We do not control them and are not responsible for their content, accuracy, availability, or privacy practices. A link is not an endorsement. You follow external links at your own risk.

8. Availability

We provide the site on an "as is" and "as available" basis. We do not guarantee uninterrupted or error-free access, and we may modify, suspend, or discontinue any part of it — including individual articles — at any time without notice.

9. Limitation of liability

To the fullest extent permitted by law:

  • The site and its content are provided without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
  • We accept no liability for any loss or damage — including direct, indirect, incidental, special, consequential, or punitive damages, or loss of profits, data, or goodwill — arising from your use of, or inability to use, the site or its content.
  • We accept no liability for financial decisions you make, whether or not influenced by content on this site.

Nothing in these terms limits or excludes liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be limited or excluded.

Some jurisdictions do not allow certain exclusions of warranty or limitations of liability, so parts of this section may not apply to you.

10. Indemnity

You agree to indemnify us against any claims, losses, liabilities, and reasonable costs arising from your breach of these terms or your misuse of the site.

11. Privacy

Your use of the site is also governed by our privacy policy, which explains what is collected by us and by our advertising partners, and how to control it.

12. Changes to these terms

We may update these terms from time to time. The "last updated" date at the top of this page reflects the current version, and continued use of the site after a change constitutes acceptance. Material changes will be noted prominently.

13. Severability and waiver

If any provision of these terms is found unenforceable, the remaining provisions continue in full effect. Our failure to enforce any provision is not a waiver of it.

14. Governing law

These terms are governed by the laws of the jurisdiction in which the site operator is resident, and disputes are subject to the exclusive jurisdiction of its courts — except where mandatory consumer protection law in your country of residence gives you additional rights, which these terms do not affect.

15. Contact

Questions about these terms: shahrozali.f105@gmail.com, or via the contact page.