What to Do With an Old 401(k) When You Change Jobs
An old 401(k) from a previous employer doesn't need urgent action, but it does need a decision. The four options, and the one that quietly costs the most.
4 min read
Investing
6 guides in this topic.
Roth IRA vs. 401(k): Which Should You Prioritize First?
A Roth IRA vs. 401(k) isn't really a choice — it's an order. How to sequence both tax-advantaged accounts, starting with your employer match.
4 min read
Lump Sum vs. Dollar-Cost Averaging: Which Actually Wins?
You have $20,000 to invest. Dollar-cost averaging feels safer, and the historical evidence says something most people find uncomfortable.
6 min read
Compound Interest, Explained With Real Numbers Instead of Metaphors
Everyone says compound interest is powerful; almost nobody shows the arithmetic. Here it is in tables, including where it works against you.
5 min read
Index Funds for Absolute Beginners
What an index fund is, why the boring option beats most professionals, and the five things to check before buying one. No jargon left undefined.
6 min read
Saving vs. Investing: Which Money Goes Where
Saving vs. investing is not a preference. One protects money, the other grows it, and the deciding factor is almost always when you need it back.
6 min read