Should You Pay Off Your Mortgage Early?
Should you pay off your mortgage early, or invest the extra instead? The honest answer is mostly arithmetic, with a real, non-financial exception.
4 min read
Debt
5 guides in this topic.
Is a 0% Balance Transfer Actually Worth It?
A balance transfer can save thousands or quietly cost you more. The arithmetic that decides which, and the three conditions that make it a bad idea.
5 min read
Should You Pay Off Debt or Save First?
Whether to pay off debt or save is answered by one number — the interest rate. Where the line sits, and the two exceptions that override it.
5 min read
Debt Avalanche vs. Debt Snowball, With the Actual Numbers
One is mathematically optimal, the other is easier to stick to. A debt avalanche vs. snowball comparison on the same debts, with the real numbers.
6 min read
Good Debt vs. Bad Debt: A Practical Test
Good debt vs. bad debt is too crude a split to be useful. Four questions that classify any borrowing correctly, whatever the product is called.
6 min read